The lenders’ interest income came in at Rs 76,610 crore, translating to a decrease of 1.1% from Rs 77,460 crore in the same quarter last year.
The Board of Directors has recommended a final dividend of Rs 13.00 per equity share of face value Re 1 for the year ended March 31, 2026, subject to shareholder approval. With this, the total dividend for FY26 stands at Rs 15.50 per equity share. The record date to determine eligible shareholders for the dividend has been set as Friday, June 19, 2026.
The company’s net interest income (NII) coming in at Rs 33,082 crore, marking a 3.2% increase compared to Rs 32,006 crore in Q4 FY25. Operating profit stood at Rs 27,802 crore, up 4.8% year-on-year from Rs 26,537 crore.
Provisions for the quarter declined to Rs 2,609 crore from Rs 3,193 crore in the year-ago period, reflecting an 18% reduction.
On the asset quality front, the gross NPA (GNPA) ratio improved to 1.15% in Q4 FY26 from 1.24% in Q3 FY26. Similarly, the net NPA (NNPA) ratio eased to 0.38% from 0.42% in the previous quarter.The company’s GNPA fell to Rs 34,061.2 crore in the fourth quarter from Rs 35,179 crore in the previous quarter.Return on assets for FY26 came in at 1.94% higher by 1.91% reported during the last financial year.(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)
