When are Americans supposed to retire? We can claim Social Security at 62, Medicare at 65. But the “full” retirement age for Social Security is 67, and our benefits don’t max out until 70. The average American actually retires at 62, according to two respected annual surveys, from the Employee Benefit Research Institute and the Transamerica Center for Retirement Studies.
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One of the biggest wildcards in retirement is what health care will cost, but many Americans still don’t plan for...
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