Citigroup Inc. (NYSE: C) reported its fourth quarter 2025 earnings results today.
Revenues increased 2% year-over-year to $19.9 billion, driven by growth in Banking, Services, US Personal Banking (USPB) and Wealth, offset by a decline in All Other. Adjusted revenues were up 8%.
Net income was $2.5 billion compared to $2.9 billion in the prior-year period. Adjusted net income was $3.6 billion.
GAAP earnings per share was $1.19 versus $1.34 last year. Adjusted EPS was $1.81.
Earnings beat estimates while revenue fell short.
On a reported basis, net interest income increased 14% while non-interest revenue decreased 27%.
During the quarter, Citigroup returned approx. $5.6 billion to common shareholders in the form of share repurchases and dividends.
The stock stayed green in premarket hours on Wednesday.
