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What Rookie Landlords Need to Know

by FeeOnlyNews.com
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What Rookie Landlords Need to Know
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In This Article

When you’re managing rental properties, maintenance isn’t optional—it’s inevitable. But how you handle it can mean the difference between protecting your investment and constantly putting out fires. If you’re new to landlording, there are two basic approaches to maintenance: preventative and reactive.

Spoiler alert: One of them saves you more time, money, and stress.

What Is Preventative Maintenance?

Preventative maintenance means staying ahead of problems before they turn into costly repairs. It’s the seasonal and recurring tasks you schedule on a calendar—like cleaning gutters in the spring, changing air filters every few months, or inspecting smoke detectors annually.

These aren’t just nice-to-haves—they’re the foundation of a healthy, functioning property. When you follow a preventative maintenance schedule, you catch issues early, extend the life of your systems, and avoid those dreaded emergency calls at 2 a.m.

Take, for example, the Recurring & Seasonal Maintenance Tracker we use. It outlines everything from when to reseal the driveway (every two years in September) to when to remind tenants to replace their air filters (annually in May). This kind of planning creates a rhythm to property management that makes it more predictable—and less expensive.

What Is Reactive Maintenance—And Why Can It Be So Costly?

Reactive maintenance is exactly what it sounds like: waiting until something breaks before you fix it. For rookie landlords, it might seem like a way to save money upfront. After all, why spend money on maintenance when nothing’s wrong… yet?

But here’s the catch: When you wait for problems to surface, you’re almost always paying more—in time, money, and tenant satisfaction.

Let’s say you skip gutter cleaning in the spring. It might not seem like a big deal, until a fall storm rolls in and clogged gutters lead to water backing up into the eaves, causing roof rot or interior leaks. What could have been a $150 seasonal service just became a $2,000 repair job—and possibly a mold remediation situation.

Or take HVAC filters. Skipping regular replacements might save you $20 this month, but it puts extra strain on the system. That can lead to frozen coils, overheating, or even a full system breakdown that costs thousands to fix or replace—likely in the middle of summer, when your tenants need it most.

Reactive maintenance also tends to come with higher stress. Emergency repairs are rarely convenient. You may find yourself scrambling to find a plumber over a holiday weekend, paying rush fees, or dealing with multiple vendors just to get the job done quickly.

Plus, this approach can harm your reputation. Tenants expect prompt, professional responses to issues. If problems are consistently ignored until they become urgent, tenants may not renew their lease—or worse, leave bad reviews.

In short, reactive maintenance may feel like saving money in the moment, but it often leads to:

Higher repair and labor costs

Unplanned downtime

Frustrated tenants

More property damage

Shorter lifespan of major systems and appliances

Why Preventative Maintenance Wins (Almost) Every Time

While you’ll never eliminate all surprises in property management, you can significantly reduce them with a preventative mindset. Here’s why it’s worth building into your process:

Lower repair costs: Early fixes are cheaper than full replacements.

Happier tenants: Proactive care builds trust and keeps your tenants comfortable.

Longer asset life: Systems like HVAC and roofs last longer when maintained regularly.

Fewer emergencies: You’re not scrambling when something major goes wrong.

More organized operations: You follow a schedule, rather than reacting in chaos.

Start with a Maintenance Tracker

If you’re just getting started, use a simple spreadsheet like the one we’ve built to map out seasonal and recurring tasks. For example:

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Clean gutters: Every spring (April)

Seal driveways: Every two years (September)

Check fire extinguishers: Every two years (June)

Replace A/C filters: Annually (May)

You can build this into your calendar, assign tasks to vendors, and add notes like reminders to notify tenants in advance. Over time, this tracker becomes one of your most valuable property management tools. 

Managing maintenance across multiple properties—or even just one—can quickly get overwhelming if you’re relying on memory, sticky notes, or scattered emails. That’s where property management software like RentRedi becomes a game changer. RentRedi makes it easy to track, manage, and respond to maintenance requests all in one place. Tenants can submit repair issues directly through the app, including photos and detailed notes, so you know exactly what’s wrong before stepping foot on the property. You can even assign tasks to specific vendors, monitor the status of each job, and keep a digital record of completed work. Automated notifications keep everyone informed about repair statuses or upcoming inspections. 

Why You Need to Budget for Repairs and Capital Improvements

Even with the best preventative maintenance plan, repairs are going to happen—and some of them will be expensive. That’s why every landlord, rookie or experienced, should have reserves set aside specifically for maintenance and capital improvements.

Think of it like this: Maintenance isn’t an “if,” it’s a “when.” Water heaters wear out. Roofs age. Appliances break. And when they do, you don’t want to be scrambling to cover a $2,000 repair or a $5,000 HVAC replacement. Having dedicated funds set aside means you can act quickly without disrupting your personal finances or cash flow from other properties.

A common rule of thumb is to set aside 1% to 3% of the property value annually for maintenance and capital expenses. Another approach is to base your reserves on monthly rent—setting aside 10% to 15% of the rent each month into a dedicated repair fund. The exact number may vary, depending on the age of your property and local costs, but the goal is the same: Be prepared.

Capital improvements (like new windows, major system upgrades, or structural work) aren’t just expensive—they’re necessary for maintaining property value and tenant satisfaction. Budgeting for them helps you make smart, timely upgrades instead of reactive, last-minute replacements. Using tools like RentRedi, you can track past maintenance expenses and start to estimate future needs. That data gives you a clearer picture of what your reserve should look like, so you’re not caught off guard.

Final Thoughts

Preventative maintenance isn’t just about saving money—it’s about protecting your time, property, and peace of mind. As a rookie landlord, the sooner you shift from reactive to proactive, the smoother your business will run.

Your future self (and your tenants) will thank you.

Ashley Kehr is the co-host of the Real Estate Rookie Podcast. Just a few years removed from being a beginner herself, …Read More

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