Resilient: A single word to capture the U.S. economy over the past five years. It’s remained on solid footing despite an unprecedented upheaval and equally dramatic recovery. But during this period of sometimes-puzzling economic strength, the people haven’t entirely been feeling it: Despite strong numbers on average, consumer sentiment is lackluster.
Economics is a complex, pervasive topic. When you begin to study it, you realize just how much you have to learn. I know that was the case for me, even before graduate school. So, for the general public, misinformation or misunderstandings could certainly prompt part of the gap between sentiment and reality. The easy answer is to assume ignorance. By implying the data is right and the people are wrong, you make it OK for economists, policymakers and journalists to cast aside these “flawed” perspectives.
Whether sentiment is shaping household and broader economic strength or being used by economists to predict spending and saving, how people perceive their economy matters.
This report examines the disconnect between economic data and sentiment, and potential reasons for it. It then discusses why we shouldn’t be too quick to discount how people feel about their economic prospects.
What’s inside
What is a home equity line of credit?
Is 750 a good credit score?
How the 50/30/20 budget calculator works
What is a residuary estate?
What is a required minimum distribution (RMD)?
What is asset protection?
What is a simple definition of credit?
What is a FICO score and why is it important?
What is child identity theft?
What is the windfall elimination provision?
What is Do Your Own Will?
What is the Social Security 2024 COLA increase?
What is personal finance?
What are activities of daily living?
Learn more about the good credit range
What is mortgage amortization?
What is the rule against perpetuities?
Harris and Trump to debate on Sept. 10
Who is leading in the polls?
Harris proposes an ‘opportunity economy’
What the 15/3 credit hack claims
Why the 15/3 credit hack is wrong
Credit utilization ratio details
What really helps your credit score
Good credit utilization follows the 30% rule
What is a reverse mortgage?
Best time to buy furniture
Explore 28 ways to save money
Microsoft Office Excel budget templates
How much does an Equinox gym membership cost?
Should I retire at 62, 67 or 70?
What is a first-time home buyer grant?
HELOC and home equity loan interest deduction rules
Estate planning checklist
What is debt-to-income ratio?
How much should you spend on rent?
What is a home appraisal?
Why put a house in trust?
What is a good used iPhone model?
Who qualifies for spousal retirement benefits after divorce?
Calculate how much to save each month
Does applying for a credit card hurt your credit?
What are the benefits of buying in bulk?
How to make money as a kid
1. Which type of mortgage is best for me?
What are refinance closing costs?
7 budgeting tips for everyone
Conservatorship vs. guardianship
When is the best time of year to buy appliances?
How much does HBO Max cost per month?
Virginia Housing highlights and eligibility requirements
Apple Music subscription cost
WSHFC highlights and eligibility requirements
IHDA highlights and eligibility requirements
What is a debt collector?
At what age is Social Security no longer taxed?
What are discretionary expenses?
How much should you tip your hairdresser?
How to get paid on TikTok
How to calculate debt-to-income ratio
How much does ESPN+ cost per month?
How letters of administration work
What is an authorized user on a credit card?
Myth 1. Leaving a balance on your credit card is good for your score
1. Choose the smaller model
What are three kinds of data breaches?
What are the requirements to get a POA in Maryland?
You’re receiving two separate payments
What is a default judgment?
What does it mean to live below your means?
Collecting a Social Security retirement benefit while working? You could be penalized.
Tenancy in severalty and estate planning
Option 1: Use your tablet as a phone over Wi-Fi
SONYMA highlights and eligibility requirements
Work from home jobs often pay more
4 ways to make money blogging
What is Amazon Prime Gaming?
Debt avalanche vs. debt snowball
Decide if you need a laptop in the first place
How to get your free credit report information
What is a successor trustee?
How much does a Disney+ subscription cost per month?
1. Go to a museum, aquarium or zoo
Does a partial payment affect your credit score?
1. Make sure you’re ready
How to get paid on YouTube
What happened to egg prices in July?
What is concierge medicine?
Is the U.S. economy growing?
1. Shop at stores with rewards programs
Get an inspection (or two)
What are home equity loans and HELOCs?
Start with the average cost of dog grooming
What is a loan modification?
1. Not knowing how much house you can afford
1. Decide what type of trust you want.
National first-time home buyer programs
How voluntary repossession works
What does a credit freeze do?
Food and drink
What co-signing really means
What happened to CPI in July?
Approximately when can beneficiaries of a will expect to be paid?
Irrevocable trusts vs. revocable trusts
How a lady bird deed works
No credit vs. bad credit: What’s the difference?
How to get free stuff online or in person
What you should know before shopping at Trader Joe’s
Contact your lender right away
What types of accounts can be JTWROS?
Online marketplace and auction sites
How to lock your Social Security number for free
What are short-term financial goals?
How much is YouTube TV a month?
What’s the short-term outlook on gas prices?
The definition of a recession
How much does the Babbel app cost?
1. ‘Stack’ store and manufacturer’s coupons
States that tax Social Security benefits
‘I wish I’d started Social Security later’
What is a cash-out refinance?
How much is Amazon Prime in 2024?
What is broadband internet?
How to pass a rental credit check
Why retirement age matters
What are Social Security spousal benefits?
How much does a Gold’s Gym membership cost?
Why do executors need to show an accounting to beneficiaries?
1. Reach out to a nonprofit or charitable group near you
How long does bill negotiation take?
National first-time home buyer programs to consider
Why you don’t have a credit score
Why is personal finance important?
TDHCA highlights and eligibility requirements
Exchange gift cards for ones you actually want
13 ways to get the best online deals
1. Discuss funeral arrangements with close family and friends
What is personal property?
Does an unused credit card affect your credit score?
Cocoa prices soar with no relief in sight
How to write a two weeks’ notice letter
How to make money on Pinterest
Summer driving season kicks off
What are variable expenses?
Rent-to-own is ‘a costly way to buy’
1. Draft a retirement plan
When is a payment marked late on credit reports?
How much does a 24 Hour Fitness membership cost?
What is Amazon Prime Reading?
What the president can do about gas prices
How much are millennial parents paying for child care?
What is Amazon Music Prime?
Should you use home equity or try an alternative way to pay off debt?
What’s included in the cost of Peacock Premium?
What is the purpose of a warranty deed?
When you want to leave your job after six months
How much does a wedding cost?
MSHDA highlights and eligibility requirements
Fixed rates vs. variable rates
Key deadlines for notifying beneficiaries
Buy: Back-to-school supplies
PHFA highlights and eligibility
Allow up to 50% of your income for needs
Is Upwork a legit way to make money?
Explore free options first
Why are debt validation and debt verification letters important?
What is generational trauma?
How taxes have an impact on estate planning
What are the requirements to get a POA in Virginia?
What is a goodwill letter or late payment removal letter?
Are free credit monitoring services any good?
Talk about money early and often
What to know before you refinance
How people use reverse mortgages
Indoor furniture: Winter, summer
Do rent payments affect credit?
Government home loans for buying
1. Explore alternative locations
The government almost ran out of money this year
4 budgeting methods to consider
What is zero-based budgeting?
What is included in a home inspection?
What is a residuary clause?
1. Get help with utility bills and groceries
National first-time home buyer programs
What are financial goals?
Smarter appliances and shorter life spans
Best places to sell clothes online
Seven steps to basic estate planning
When are you considered a first-time home buyer?
Do you have to tip an Uber driver?
Why is having a low credit utilization important?
When to apply for Social Security
What is a cash-out refinance?
How much does adoption cost?
The best places to buy a used iPhone or other cell phone
Building a Twitch audience
How much does Amazon Flex pay?
Roof replacement cost breakdown
5 best gas apps to help you save money
Impulse buying definition
Figure out your debt load
What information is on a utility bill?
SSDI payment schedule for 2024
1. Not delegating or prioritizing
Why check your tradelines?
3 steps for dealing with a debt collector
How much is the house worth?
Calculate your wedding budget
IHCDA highlights and eligibility requirements
How these states will hike their taxes
How to find your Social Security number
What the automatic stay covers
How much is Sling Freestream per month?
Is it realistic to grow your score by 100 points?
How much you can earn while on Social Security
What is a home inspection?
Getting your finances in order
What is a virtual assistant?
How does a financial power of attorney work?
How much does a Planet Fitness membership cost?
1. Check what you already have and make a list
Reasons to buy a second home
CalHFA highlights and eligibility requirements
What’s full retirement age and how does it affect my benefits at age 66?
How long does it take to build a good credit score?
Why you’re getting two SSI payments
What would an opportunity economy look like?
Who can access your credit report or score?
What rights do you have when your car is being repossessed?
How does a transfer on death deed work?
How do Social Security benefits for children work?
Types of PTSD that qualify for disability
Why is a credit check required to rent an apartment?
What happens after a default judgment is passed against you?
What are the benefits of living below your means?
How does a HomeStyle renovation loan work?
How to make your budget resilient
Generally, closing a bank account doesn’t affect your credit
What is a mortgage underwriter?
Know what you’re getting
If you’re married and not caring for a child
Work accommodations for bipolar
What’s my full retirement age and how does it affect my benefit at age 63?
What does a real estate lawyer do?
How is the maximum Social Security benefit calculated?
Brace for another year of high interest rates — and prices
Figure out how much you can budget for a laptop
Invest with the long term in mind
Reserve tickets with your library card
Family finances through the decades
Credit scores carry weight
Step 1: Take inventory of your skills
What is a credit dispute letter?
Do you qualify for Chapter 13 bankruptcy?
Beware of online relationships that move fast
Services available at credit counseling agencies
Do you qualify for Chapter 7 bankruptcy?
The factors that affect credit scores most
How much should you save each month?
Budget money to become a saver
How much earnest money to offer
1. Check your account statements
How the FICO Score 9 is different
How to create a revocable living trust
‘Fair credit’ vs. ‘good credit’: Why it matters
Tell me more: What is the 50/30/20 rule?
1. Make sure your financing and cash are all set
What is a home equity loan?
2. Create a legally binding trust agreement.
Too much debt or too little income
International roaming plans: postpaid
When is a home warranty worth it?
Mortgage rates erase slight price declines
How are VA disability compensation rates calculated?
How many credit cards is too many or too few?
A lower COLA is a good sign
Why does applying for a credit card hurt your score?
How to find bankruptcy attorneys to contact
What are the stages of foreclosure?
1. Check all three credit reports for errors
What is pay transparency?
2. How much down payment will I need?
You may pay higher rates than others with a 680 score
What are the three credit bureaus?
Best cash-back apps of 2024
How to build a financial safety net
What is the average credit score by age?
Why check your credit frequently?
1. Go to the correct site
Pros and cons of a holographic will
What is a manufactured home?
Credit references for potential tenants
Housing
If you’re unsure where to start
How to decide if you need a will, a trust or both
How the windfall elimination provision (WEP) works
What is a first-time home buyer class?
Work accommodations for anxiety
How much does ESPN+ cost with the Disney Bundle?
Can you negotiate all of your bills?
When does checking my credit score lower it?
Average monthly expenses by household size
How pour-over wills work with living trusts
How much of my Social Security Disability Insurance (SSDI) income is taxable?
What will the Social Security COLA increase be in 2025?
Only send money to people you know
Do medical bills affect your credit?
5 ways to make money from your phone
What are the 6 primary ADLs?
How to get your finances ready for divorce
Pros and cons of a charitable lead trust
What’s next for the 2024 Farm Bill?
What a 710 credit score can get you
Why you might want to consider an immediate annuity
Why you might be making repairs sooner than you think
Option 2: Use your tablet like a phone with a data-only plan
Pandemic highlighted Americans’ financial fragility
Types of personal finance software and apps
How does a special needs trust work?
1. Find a payment strategy or two
What comfort looks like in a listing
National first-time home buyer programs
Pros and cons of warranty deeds
Home costs depend on age, condition, climate
Mortgage payoff considerations
Black Friday vs. Cyber Monday
Higher prices due to storms and crime
The problem started off as a solution
Know how much data you use
Work accommodations for long COVID
How much does a hard inquiry affect your credit?
How to improve your financial health
What to do before making a partial payment
How property transfer in probate works
1. Use online valuation tools
How does home equity work?
Fixer-upper mortgage options
How to freeze your credit with all 3 bureaus
How does loan modification work?
How much is YouTube Premium?
A 750 credit score can help get you the best rates on loans and credit cards
Example of a residuary estate
Examples of financial goals
Requirements for a HELOC on an investment property
How does a mortgage work?
What is a cash-out refinance?
How much does a home appraisal cost?
How to start with Amazon Flex
What’s in a certificate of trust?
What minimum credit score is needed to buy a car?
Can I collect Social Security and other retirement benefits at age 55?
How much of my credit card should I use?
How to make your savings last longer
You can take steps to protect your identity yourself
How much do Instagram influencers make?
Find first-time home buyer programs in your state
How work-from-home interview scams hook victims
How to use the debt snowball method
Conservatorship vs. adoption
“I’m just happy to be here”
Mortgage rates should trend a little lower
What the lawsuits are about
Determine how your Social Security is taxed
Rules for qualified charitable distributions (QCDs)
What are examples of discretionary expenses?
Netflix subscription cost
Conservatorship vs. guardianship
Calculate your estimated VA disability benefits
1. Participate in paid market research
Pros and cons of buying FSBO homes
Conceptualize and research your Etsy idea
2. Limit your shopping trips
There’s no shame in having money shame
How much would you otherwise spend on food?
Starting a house-flipping business in 8 steps
Protect your own finances
What are game apps that pay real money?
What is ‘cash stuffing’?
How does being an authorized user affect your credit?
Cash-outs drain future retirement security
How does a spendthrift trust work?
What is an assumable mortgage?
What percentage of people retire at 65?
An emergency fund is a top priority for nearly half of Americans
How to follow up on a job application
Why would you withdraw from the interview process?
What to do if your data has been compromised in a breach
Does my state have transfer on death deeds?
What day is my September 2024 payment coming?
Not all retirement plans are created equal
How to check if your credit is frozen
What is the CHOICERenovation loan?
Your credit score could drop if your bank account isn’t in good standing
Variable expenses examples
1. Do your homework and gather evidence
How do I know there’s a late payment on my credit report?
Full retirement age for Social Security
Pros and cons of tenancy in severalty
Where to find free identity theft protection
Pros and cons of mausoleums
Reflect on what you value
Options for cutting child care costs
What’s the average credit score?
What are the features of Amazon Music Prime?
What is a mortgage amortization calculator for?
What’s included in the cost of Peacock Premium Plus?
Start with an authentic budget
What is the price of a Sam’s Club membership?
Estimating the costs and how to minimize them
Who is a credit ghost and who is ‘unscored’?
How to read a credit report and what to look for
Post-Covid: The economy came back strong, sentiment stayed weak
Average monthly costs for home internet plans
What must a debt validation letter include?
What is generational financial trauma?
Gas prices by the numbers
Do goodwill letters work?
Finding the best credit monitoring service for you
How to work with TaskRabbit
You control communication with debt collectors
Overview: Best loans for first-time home buyers
What’s the purpose of a budget?
How much does concierge medicine cost?
2. Install a browser extension
How does a home equity loan work?
Factors that could affect the size of your bill or tip
TransUnion credit freeze online
How’s the housing market right now?
Google Sheets budget templates
2. Find money for child care
3. Choose your beneficiaries and trustee(s).
Sales prices return to summer peak, winter valley
How to lower your credit utilization
Front-end and back-end DTI
Work out how much of your income should go to rent with the 50/30/20 rule
How a home equity sharing agreement works
How to place an Equifax credit freeze
When should you seek debt relief?
How much Social Security does a divorced spouse get?
What’s the difference between a HELOC and a home equity loan?
Definitions: Modular vs. manufactured homes
How irrevocable trusts work
Give yourself the flexibility to roam
Ways to earn money as a younger kid
2. Find a coupon database or a browser extension
Isolation doesn’t guarantee fewer risks — just fewer people
How to create a holographic will
‘I wish I’d put more money in a Roth IRA’
Tally up your contributions
Do you have to tip a hairdresser?
1. Take inventory of your finances
What does a virtual assistant do?
Most parents don’t plan to have more children
6 ways to stretch your SNAP benefits
What contributes to payment history
Examples of personal finance in everyday life
2. Buy last year’s model
Types of POAs in Maryland
How do you handle a default judgment?
How long does underwriting take?
Expect prices to look like last year
How to buy a house with cash
2. Create an investing strategy
Working from home jobs are growing
How do you get Amazon Prime Gaming?
A ‘beater’ truck and a fat 401(k)
What is an example of the debt avalanche strategy?
How the rule against perpetuities works
Stores with some of the best return policies
The role and tools of the Federal Reserve
Take advantage of bank or credit union benefits
What does a disability lawyer do?
How much does it cost to build a deck?
Step 2: Focus on monetizable skills and ideas
What does it mean to be a successor trustee?
Workers want to ride the next job wave
1. Adapt rapidly to a changing market
What are the different types of POA in Virginia?
How to get started with Visible
How do Social Security disability benefits work?
Watch for common red flags
2. Get your finances in order
How to calculate your credit utilization ratio
Advantages and disadvantages of reverse mortgages
What is required to be approved for a HELOC or home equity loan?
YNAB, for hands-on zero-based budgeting
How does earnest money work?
2. Shopping for a house before a mortgage
When will lenders use it?
How to maximize Social Security benefits for married couples
How much should you tip an Uber driver?
Who should get a cash-out refinance?
What is the best form of asset protection?
How to put your house in a trust
2. Examine your situation
Should everyone buy in bulk?
How to freeze a child’s credit
What to buy at Trader Joe’s
Short-term mortgage assistance: Forbearance
3. Do I qualify for any down payment assistance programs?
What are long-term financial goals?
What can I add on to YouTube TV?
The Fed is pushing to slow the economy
How much does Babbel Live cost?
How long does the automatic stay last?
How much cash can you get from a cash-out refinance?
Stop “doom loops” and connect consumers to humans
Do Your Own Will benefits and drawbacks
Inconsistent state and federal policies
Myth 2. Closing a credit card you don’t use is good for your credit
Authentic Italian ingredients
2. Gather obituary information
Real property vs. personal property: definitions and examples
How these new weight-loss drugs work
How do you set up a transfer on death (TOD) deed?
How a charitable lead trust works
Tips to help you live below your means
Financial uncertainty can trigger rent-to-own purchases
SSDI benefits for bipolar
At capacity and sometimes wrong
How to make a home budget
How to tell if a debt is time-barred
The timeline to lower inflation
Find unbiased advice on laptop models and specs
Pros of getting a fixed-rate HELOC
Work-from-home trend a factor, researchers say
Lean on investments or savings, if you have them
What does financial freedom look like for you?
What are 55+ communities?
What does Disney+ include?
How do you file Chapter 7 bankruptcy?
Start with a spending plan
Secured vs. unsecured debt
You might get a better mortgage rate by refinancing
Preparing for peer, social media pressure
What is the U.S. unemployment rate?
Rocket Lawyer benefits and drawbacks
How do you report rental payments?
Who qualifies for a loan modification?
Find people with similar challenges
How does a hard inquiry affect your credit score?
2. Categorize your expenses
What happened after the debt ceiling deal was reached?
What is included in an Equinox membership?
4. Choose a bank or financial institution.
Late payments or bankruptcy
How voluntary repossession affects your credit and finances
What affects the home appraisal cost?
Freezing your Experian credit report online
How credit scores affect auto loans
Does opening a new credit card hurt your credit?
Buy: Outdoor furniture and grills
Pros and cons of a lady bird deed
What is a good FICO score?
2. Spruce up the interior
How many Instagram followers do you need to make money?
Why is pay transparency important?
Ways to beef up your 680 credit score
The rewards and challenges of being an entrepreneur
Who receives the special minimum Social Security benefit?
Pros of using a real estate agent network
2. Enter your personal information
How much is Sling TV per month?
What are the Amazon Prime benefits?
How much does internet service cost per month?
What happens if I retire before age 65?
When can a spouse claim Social Security spousal benefits?
2. Rakuten Cash Back Button
Rules for executors doing estate accounting
How VA disability is calculated
2. Become a virtual assistant
Research your provider and the competitors
Letters of administration vs. letters testamentary
How to read your escrow analysis
Start your family budget with estimates
Full retirement age for Social Security
How to build credit from nothing
What’s the starting point for your score?
How does the Social Security Administration calculate a COLA?
Use cash and credit cards in higher-risk situations
Which mortgages are assumable?
Which subscriptions can you cancel?
A weekend or holiday impacted the schedule
Know what happens when you can’t pay a bill
Two weeks’ notice templates
How much to tip various service providers
Uber vehicle requirements
The mortgage underwriting process
How do I access Prime Reading?
Why did GDP increase in Q2 2024?
Is there a Sam’s Club Membership discount?
Leave 30% of your income for wants
How to apply for low-income internet
2. Find a market that’s prime for flipping
Fair housing law and buyer love letters
How to write a late payment removal letter
2. Use the FHFA House Price Index Calculator
How do reverse mortgages work?
Where can I get FICO Score 9?
Zero-based budgeting example
Different types of home inspections
2. Credit card delinquencies
First-time home buyer grants available across Illinois
Pros and cons of home equity sharing agreements
How to make money as a novice
How to get a certificate of trust
How long do you have to transfer property after death?
What day is my September 2024 payment coming?
What identity theft protection services do
2. Not saving for retirement
What’s in the Blueprint for an AI Bill of Rights?
Can you freeze your Social Security number?
Indiana first-time home buyer loan programs
How conservatorship works
What is the purpose of a holographic will?
Virginia Housing first-time home buyer programs
Steps to getting a cash-out refinance
Credit references for utilities
IHDA first-time home buyer loan programs
Utilities
When does the home inspection happen?
3. Look for contests, sweepstakes and giveaways
Why does a high DTI affect new credit?
What type of anxiety qualifies for disability benefits?
Can I use ESPN+ to watch ESPN?
State minimum wages in 2024
Rules for refinancing conventional loans
How much of my private disability insurance income is taxable?
Talk to the parents before giving a gift
TDHCA first-time home buyer loan programs
Give it one to two weeks, then follow up
3. Buy a pre-owned iPhone
Instrumental activities of daily living
How closing a credit card can affect your score
How to find bank-owned properties
How to get an apartment with little or no credit
How to close your bank account so your credit isn’t affected
New York state first-time home buyer programs
First-time home buyer grants in West Texas
Types of special needs trusts
Buy: Summer apparel and pool toys
How to maximize your retirement income
Is Amazon Music free with Prime?
What the mortgage amortization calculator does
Complicated appeals process
How much does Peacock cost for students?
Buy a laptop that’s on sale
What is a reasonable wedding budget?
Visit on a day with free or reduced admission
$125 million on check-cashing services
Just starting out? Get on the credit radar
How much does AdSense pay?
But scores don’t tell the whole story
What credit report errors can you dispute?
SSDI benefits for long COVID
Break big tasks into smaller ones
How do you file for Chapter 13 bankruptcy?
3. Change or remove your cell phone insurance
What to do if you’re having trouble making your payments
What to look for in a credit counseling agency
Stop using your credit cards
Recent weather events around the U.S.:
Why are eggs so expensive?
Advantages of concierge medicine
3. Ask for manufacturer coupons
Can I get both SSDI and SSI?
What information do you need to freeze your credit?
3. Recover unclaimed money
5. Finalize documentation.
Louisiana Housing Corp. first-time home buyer programs
Do I need an estate planning attorney?
Itemizing or taking the standard deduction
Where to find a lender that offers HELOCs for investment properties
Who offers first-time home buyer assistance?
Debt relief options to consider
Lack of homes for sale is sustaining the affordability problem
How many credit cards should I have?
What’s the difference between a HELOC and a cash-out refinance?
Is 0% credit utilization bad?
How to set up an irrevocable trust
What is the average American net worth?
Impulse buying vs. compulsive shopping
5 ways to turn no credit into good credit
3. An Airbnb or hotel rental
4. What is my interest rate?
Get preapproved for an auto loan
What’s in your credit reports?
What is a home equity loan?
Food service builds valuable skills
‘I wish I’d known about IRMAA’
WSHFC first-time home buyer loan programs
How landlords and property managers check credit
Who offers first-time home buyer education?
How to set up a financial power of attorney
Some non-parents don’t plan to have kids because of the cost
2. Your credit card balance is higher than usual
4. Pay attention to prices
Are paid surveys worth it?
How is my Social Security retirement benefit determined at age 66?
How does a housing co-op work?
What is the difference between a spendthrift trust and a regular trust?
Trade the gift card for cash
Benefits may be reduced if you’re still working
The measure of low income can vary
Mortgage payoff calculator help
How long do children receive Social Security benefits?
Egg prices have increased 47% since August
Can I get VA disability for PTSD?
Types of charitable lead trusts
How much you can get from an immediate annuity
3 ways I paid for repairs and upgrades
If you’re married or divorced with a dependent child
What can I do if I make a late payment?
Push for emergency savings picks up steam
Should you hire a real estate attorney?
Learn what to expect before you shop
Steps to quitting after a short time
MSHDA first-time home buyer loan programs
Cons of getting a fixed-rate HELOC
PHFA first-time home buyer loan programs
How to shop Cyber Monday sales
If you pay for a credit monitoring service
How to attract clients and succeed
Why is budgeting important?
How to determine the work needed and your budget
Outdoor furniture: Summer, fall
3. Getting just one quote for mortgage rates
3. Don’t assume — ask
What it takes to get a good FICO score
Pros and cons of revocable living trusts
NerdWallet’s budget planner
Where can you work for Instacart?
How is the residuary estate distributed?
2. Determine how your buyer’s agent gets paid
Home equity loan rates in 2024
Mississippi first-time home buyer programs
How an adverse action notice can help you
How SVB and Signature Bank collapsed
What a mortgage payment includes
How much rent can you afford?
How to apply for Social Security
Why does your kid need a co-signer?
Kentucky Housing highlights and eligibility requirements
Distinguish between good debt and bad debt
Yes, gas prices have gone up
How to monetize your Instagram with fewer followers
Identify your next-level priorities
What data do the credit bureaus maintain?
Option 1: Sell the house and split the proceeds
Why do we feel some price increases more than others?
How long do recessions last?
Look for lower interest rates and ways to pay more
3. Request a credit report or reports
How do discretionary expenses fit into a budget?
Lay the groundwork for the conversation
Are there exceptions to the 15%-20% rule?
Getting preapproved and comparing lenders
How much do virtual assistants make?
3. Transcribe audio and video
Is there an ad-free version of ESPN+?
How to get letters of administration
Working with a buyer’s agent to purchase a FSBO home
Calculating net worth: What are assets and liabilities?
Ways to lower your monthly mortgage payment
Buy: Car seats and strollers
A long non-winning stretch, but still hope
How the cash stuffing method works
Short resignation letter example
Necessity doesn’t drive most retirement plan cash-outs
Be resourceful in the kitchen
How payment history affects your scores
How old do you have to be to retire?
Definitions are blurry in some situations
Create holiday spending categories
How the Social Security first year of retirement rule works
What other ownership structures exist?
What to look for in a personal finance tool
How do I borrow an item from Prime Reading?
Working from home job ideas
Advantages of a bypass trust
How do you budget for Amazon Prime Gaming?
What are the credit score ranges?
DCHFA highlights and eligibility requirements
What are the pros and cons of using home equity to pay off debt?
Does Peacock offer a free plan?
How LGBTQ-friendly real estate agents can be vital resources
Shop at a reputable retailer or refurbisher
Pay down debt the smart way
What is the difference between Sam’s Club memberships?
Alabama first-time home buyer programs
Deciding how much to set aside
Skip: Major household items
Ask your provider for assistance
How to appoint a successor trustee
Understand how much data your apps use
What to include in your debt verification request
Assess what the community offers, and what you may miss
Is Chapter 7 bankruptcy right for you?
Combine your finances, or some of them
When to use a credit freeze
Use a credit utilization calculator
Types of loan modification programs
TransUnion credit freeze by postal mail
Buying and budgets in 2024
Even costly repairs make sense sometimes
How much do Uber drivers make per hour?
Should you tip all kinds of massage therapists?
Can you collect Social Security divorced spouse benefits and your own retirement benefits at the same time?
How to meet your monthly savings goal
Why does it take so long to get paid?
Products you should buy in bulk
Your car is a taxi cab and your primary tool
3. Make it low-maintenance
Other first-time home buyer resources
What do pay transparency laws require?
What are the tax implications of JTWROS?
How much does Babbel for Business cost?
4. Amusement park tickets
But home prices won’t fall much, if at all
1. Timeshares don’t have to be for life
Buyers would set their agents’ pay
What the Senate subcommittee is arguing
Not paying taxes as you earn the money
Types of financial power of attorney
How to negotiate lower bills
Does raising the minimum wage cause inflation?
Why checking your credit is smart
5. Buy the Sunday paper (for coupons)
Simplify subscription and membership cancellation practices
CalHFA first-time home buyer loan programs
Alternatives to Do Your Own Will
The anxiety of misgendered interactions
Myth 3. A credit check won’t impact your score
Be wary of texts, calls or unsolicited requests
13 fundamentals of personal finance
Baking supplies and real maple syrup
Advantages of a transfer on death deed
How to get a POA in Maryland
Alternatives to closing a credit card
Often, a lower-cost option is available
How to buy a bank-owned home
What to do if you can’t catch up on your bills
Is the CHOICERenovation loan right for you?
Uber insurance requirements
What to know about working in the gig economy
What types of bipolar qualify for disability?
How exactly does early retirement reduce my Social Security benefit?
Different levels of coverage
Mausoleum costs vs. gravesite costs
New Hampshire Housing highlights and eligibility requirements
Why the rule against perpetuities matters
How does Social Security work?
Look for flexible pricing policies
2. Try to keep most of your credit limit available
Commit 20% to savings and debt repayment
How benefits could change to be fairer
Step 3: Research the top places to make money online
Unload debt that’s dragging you down
What are the steps for getting a POA in Virginia?
How long do you have to transfer property after death?
How can I re-apply for SSDI benefits through the five-year rule?
Disadvantages of concierge medicine
4. Search a coupon database or app
How to calculate property tax rates
Should I choose a home equity loan or a HELOC?
Two kinds of reverse mortgages
Alternatives to Rocket Lawyer
3. Build a budget that works for your expenses
How to safeguard your 750 credit score
How to build your credit to good and beyond
Why financial goals matter
Higher rates hamper inventory recovery
International roaming: prepaid
What is a home equity line of credit (HELOC)?
Advantages of putting a house in trust
Rental website data has shown rent growth slowing for some time
How to calculate your net worth
How is a FICO score calculated?
Are identity theft protection services worth it?
Cons of using a real estate agent network
How to fight a motion for relief from the automatic stay
Will your disability benefits change when you turn 65?
4. Successfully answer security questions
What midsize counties have the lowest climate change risks?
Cash-out refinance requirements
How does Apple Music fit into your budget?
Credit references for borrowers
Is a QCD better than a charitable deduction?
What accounting documents does the executor need to keep?
Manufactured vs. modular homes
How many devices can you stream ESPN+ on?
3. There’s a mistake in your credit report
Can a will override beneficiary designations?
Rules for refinancing FHA loans
How much are you willing to pay for convenience?
Discuss money openly with grandchildren, too
How the second SSI payment will be paid
How to cancel subscriptions on your iPhone or iPad
Your decision might affect a spouse
3. Gather quotes from providers
How much are children’s Social Security survivor benefits?
What day is my October 2024 payment coming?
You’re receiving back payments
How much disability does PTSD get?
Rent-to-own as a financial management tool
Starter home vs. forever home
It’s not all about choice
Without providing details, you’ll get an if/then answer
Getting information from the collector
How to plan a wedding on a budget
Net worth nearly triples; homes and retirement assets climb
GoodTrust benefits and drawbacks
Who is affected by generational financial trauma?
Which taxes might come into play
Does Disney+ allow password sharing?
4. Skip the phone upgrade
Look for extra income and cash
3. Make a plan for the down payment
3. Get a comparative market analysis
How do you start a budget?
How fast are wages growing?
SSI vs. SSDI: Key differences
General furniture-buying tips
How much is YouTube Music?
Is earnest money refundable?
Share tips on day-to-day life and long-term planning
4. Treat Europe like a theme park
Revocable living trust vs. will
How much do full-service shoppers make?
4. Get down payment assistance for a home
Help with specific purchases
7 types of identity theft and the warning signs
First-time home buyer benefits and programs
How to avoid voluntary repossession
4. Las Terrenas, Dominican Republic
Certificates of trust by state
How can I bridge an income gap if I retire at 55?
What day is my October 2024 payment coming?
If you are starting with bad credit
Long-term mortgage assistance: Loan modification
Additional coverage of artificial intelligence from NerdWallet:
How much is YouTube TV for 1 year?
5. Health and beauty supplies
Other reports you’re entitled to see
Where is a holographic will valid?
Buying a manufactured home
How much more will I get if I put off retirement?
Does debt collection affect your credit score?
Transportation
How much can the windfall elimination provision reduce my Social Security benefits?
What’s included in a Gold’s Gym membership?
2. Build a money management blueprint
2. Pay it off in one lump sum
How combined disability ratings are calculated
Child care eats up a significant percentage of income for many
How to place a fraud alert
Advantages of pour-over wills
Programs that use the federal poverty level
Why the distinction between real and personal property matters
Fewer cravings could be a blow to Big Snacks
Charitable lead trust vs. donor-advised fund (DAF)
Strategies to keep building your 710 credit score
2. If a collection is on your report in error, dispute it
Who is tenancy in severalty right for?
Cultivate resilience with savings
Amazon Music Prime vs. other streaming services
The burden of medical proof
How many people can use Peacock at once?
Make sure you have access to credit
How to get a fixed-rate HELOC
Do I need a disability lawyer?
Create a money-making strategy
Boost your savings in 2023
Choose the least expensive high-interest debt
3. Build your network of tradespeople
What do you suggest for impulse spending vs. a payoff much later in life?
Employers are looking to adopt and adapt AI
Space out credit applications to minimize impact
How to avoid property transfer in probate
Get a secured credit card
You’re protected from harassing or abusive practices
5. Visit retailer websites and apps
Research restrictions and easements
How to reduce your dog grooming bill
When is an appliance or system covered?
What happens if you don’t tip?
How to calculate debt-to-income ratio for a mortgage
Potential issues with having multiple credit cards
Don’t discount Social Security entirely
What is a FICO Auto Score?
3. Comparison shop between brands (the discount ones aren’t always cheapest)
5 ways to make money on Instagram
The risks of buying tradelines
Option 2: One ex keeps the house
What factors affect your benefit amount?
4. Learn your store’s coupon policy
Frugal entertainment tips
‘I wish I had more money in the stock market’
How to apply for Social Security spousal benefits
2. The kids’ names shouldn’t be on the deed
Negotiations would be more complex
If you left a retirement account with a previous employer
Beware the Social Security tax torpedo
How Ticketmaster is responding
What is covered in a first-time home buyer class?
Lottery payout options: Annuity or cash?
Maintain control of the conversation
What do you tip if you’re unhappy with the result?
How to become a virtual assistant
Do all workers earn at least the minimum wage?
6. Avoid online grocery shopping
Stop companies from masking bad reviews or creating fake ones
State taxes on disability income
How to get credit in the first place
Keep your pantry well-stocked
How does a COLA apply to Social Security payments?
What happens when you get your car repossessed?
How to pay off a mortgage early
Tax implications for a power of attorney in Maryland
FAQ about freezing and unfreezing credit
There could be bumps in the road ahead
Reasons to buy a house with cash
Lock in fixed rates on debt
If you’re divorced and not caring for a child
Don’t expect an emergency savings plan at open enrollment
Is Amazon Prime Reading the same as Kindle Unlimited?
How did personal income change in Q2 2024?
Is the debt avalanche method for you?
How the federal funds rate impacts prices
3. Get a secured credit card
Budgeting for both needs and wants
Take a close look at spending patterns
Potentially overlooked (or underestimated) ways to save
Where can I get a power of attorney form?
Bring your own phone to Visible, or buy one
Other credit score factors you should know about
2. Apply for a medical credit card
How long does a credit freeze last?
TransUnion credit freeze by phone
What could have happened if the U.S. defaulted?
How to start a zero-based budget
The Federal Trade Commission’s budget worksheet
Ways to get the best home equity loan rates
What type of bank is best for a trust account?
Collect the right tax forms from your lender
Pros and cons of choosing a HELOC
What you’ll need to apply for Social Security
Things to consider when looking into a home warranty plan
Even if you say no, keep the door open
Pros, cons and differences
What if the executor is taking too long?
How credit utilization affects your scores
Bonus: Tacos and desserts
Why is net worth important?
4. Make it more efficient
Average gas price per state
3. Spending money on courses you don’t take
Which states have pay transparency laws?
5. What is the annual percentage rate?
Know what the dealer is looking for
Other options for joint ownership
Where do the credit reporting bureaus get their data?
What can I do to make the future of gas prices less of a factor in my budget?
How Paramount+ fits into your budget
How to budget and make trade-offs
Try paid products for more support
Does age affect your credit score?
5. Generate your credit report online
Credit references for employment
5. Become an influencer to get free clothing from companies
What should I do if my DTI is too high?
Other perks that come with a membership
1. Derogatory mark: Missed payments
Should you use bill negotiation services?
Buying a FSBO home on your own
Do you include a 401(k) in a net worth calculation?
Who to contact for more information
Rules for refinancing VA loans
Then get a baseline of your expenses
Who benefits from becoming an authorized user?
You can collect at ages other than 62, 67 or 70
Disadvantages of transfer on death deeds
Making the best of bad options
How likely is it that the SSA will approve my SSDI application?
Disadvantages of a bypass trust
What does amortization mean in a mortgage?
Where to find a queer-friendly real estate agent
2. Create a clean, professional environment
Use military, senior or other discounts
$46 million on nonbank money orders
Be persistent and enlist support
2. Try to fix something that bothers you
Decide if HOA fees are affordable and worthwhile for you
Goodwill letter vs. credit dispute letter
Avoid credit bureaus’ products
You could save by changing your home loan’s term
Comparing and matching prices
Why is there an egg shortage?
Is per-card or overall utilization more important?
4. Not checking credit reports and correcting errors
Easing the environmental impact
Why is adoption so expensive?
Disadvantages of putting a house in trust
Getting ready for a recession
How does Babbel fit into your budget?
How to find your child’s Social Security number
What most populated counties have the lowest climate change risks?
3. Heirs can disclaim the timeshare
Making good financial decisions
Can you hire someone to do the estate accounting for you?
Ignoring retirement savings options
How do streaming services fit into your budget?
How is a modular home built?
How to check your credit score without hurting it
4. You’re a victim of identity theft
How do you choose a beneficiary?
Crackdown on customer service chatbots and A.I.
What to know if you take online surveys
Buy or skip: Amazon devices
Game apps that pay real money: before you play
How to get medical bills off credit reports
Advantages of assumable loans for sellers
Graduate student worker strikes in 2024
What to do after a repossession
How much does it cost to get a POA in Maryland?
SSDI benefits for your family
Pay attention to insurer ratings
New CHOICERenovation provisions
How much do Uber drivers make?
How to budget for variable and fixed expenses
2. Consider debt consolidation
Is Peacock worth the price?
Be firm on your needs, flexible on the rest
Tax implications of the rule against perpetuities
Warranty deed requirements
Wipe out toxic debt first
4. Get a credit-builder loan or secured loan
Adjust phone and app settings to save data
Dispute hard inquiries that don’t belong to you
Can Disney+ fit my budget?
7. Visit the farmers market
What to complete before re-filing for SSDI benefits
3. Consider other credit options
Find a payoff method you’ll stick with
4. Hire a professional appraiser
Who might consider concierge care
6. Check the Sunday newspaper
Am I eligible for a reverse mortgage?
How do you freeze your child’s credit?
How to get a mortgage loan modification
Lifting a TransUnion credit freeze
Watch out for scams or inaccurate information
5. Prioritize flexibility
How to choose the right budget system
Address reasons cited in adverse action letter
How cash-out refinances and HELOCs are similar
Alternatives to a cash-out refinance
When voluntary repossession makes sense
Freezing your Experian credit report via postal mail
Try a simple budgeting plan
Other factors can help you buy a car with bad credit
2. Gather materials to dispute errors
Now consider everything else
Does YouTube TV allow password sharing?
‘I wish I’d had a plan’
Food
Who does the windfall elimination provision affect?
Be prepared for the response
Searching for the right house
Why has my VA disability benefit changed?
How to give the gift of ESPN+
Can I lift a fraud alert?
7. Calculate your burn rate
Average monthly expenses that increased year over year
Disadvantages of pour-over wills
Utah first-time home buyer loan programs
Rules for refinancing USDA loans
How to file for Social Security retirement benefits
Getting a loan for a co-op
How employers can counteract the temptation to cash out
Full retirement age for Social Security
Overspending is common, despite monthly budgeting
A few tips about giving gift cards
When possible, contact the hiring manager
How to cancel subscriptions on your Mac
How to apply for children’s Social Security survivor benefits
3. Decide on your course of action
How to break the rent-to-own habit
Inflation isn’t all bad
How long does a late payment stay on my credit report?
How is my Social Security benefit determined?
What comes with a 24 Hour Fitness membership?
Talk through your financial priorities
How much will a real estate attorney cost?
Bonus: Coffee and a cheeseburger
How did GDP in 2023 compare to recent years?
Create a budget and pay off debt
DCHFA first-time home buyer programs
How much does Social Security pay?
Consider a home equity loan
Other ways to prepare for home costs
Beneficiary notification methods
When and how to talk about money
‘Too much room for error’
What is the difference between a successor trustee and a trustee?
Information to include in your dispute letter
How much does it cost to get a power of attorney in Virginia?
Is Visible phone service right for you?
Rebuilding after bankruptcy
TaskRabbit jobs to consider
When to use a credit lock
How to pay property taxes
How to get a home equity loan
Prepare for additional supervision and appraisals
Goodbudget, for hands-on envelope budgeting
Is YouTube Premium worth it?
Hard credit inquiry or soft inquiry?
5. Find tax credits for health insurance
Other notable required minimum distribution (RMD) rules
Know when the HELOC draw period ends
Who pays for a home appraisal?
How to make money as a Twitch Affiliate
Can your ex’s current spouse collect spousal benefits if you do?
How opening a new card can help your credit
Compensation that fits your case
5 ways to limit impulse buying
Kentucky Housing first-time home buyer loan programs
Social Security disability benefits pay chart for 2024
Consider a “slush fund” for car costs
Compare identity theft protection services
Does the cost of FuboTV fit into your budget?
What are the alternatives to foreclosure?
Is the debt snowball method for you?
What should you do if a creditor ignores the automatic stay?
Do you have to contact anyone to switch from SSDI to Social Security?
Does Max cost the same as HBO Max did?
Choosing a manufactured home lot
How to check your own credit references
How to calculate Social Security spousal benefits
How much does a Gold’s Gym day pass cost?
Improve health care coverage customer service
How much are you willing to pay for variety?
Look at cash alternatives
The cost of mismatched records
Immediate resignation letter example
Alternatives to spendthrift trusts
Upgrade your cyber hygiene
4. Select a casket or cremation container
But these slimming drugs come at a hefty price
Alternatives to a transfer on death (TOD) deed
Do you get paid on Pinterest?
Prime Reading vs. Kindle Unlimited
New Hampshire first-time home buyer programs
How do you sign up for a Sam’s Club membership?
Have a thin credit file? Become scorable
How to pay for a new deck
Consider the resale and inheritance implications
Tips for avoiding late payments
4. Target (with Target Circle)
How do you find out how much equity is in your home?
Should you tip a dog groomer?
Tackle debt to save on interest
When can the seller keep my earnest money?
How do you solve a problem like the debt ceiling?
Current reads on the housing market
How to cancel an Equinox membership
How does a home equity loan work?
Sales trends appear to normalize in 2022
How to qualify for first-time home buyer benefits
What to do once your Equifax credit freeze is in place
Other popular ways to make money in one hour usually come with a catch
What if you’re unhappy with your massage?
What to ask before buying a used iPhone
Top rental increases and decreases in the U.S.
Products not to buy in bulk
How to increase your net worth
How do you set up a lady bird deed?
What is a FICO score used for?
Try to build your credit from fair to good
5. Make a shopping list and use apps for more savings
More new construction of single-family homes
What internet speed do you need?
What else affects my Social Security benefit amount?
What it means for buyers and sellers this spring
Delaying Social Security benefits could trim your taxes
Things to remember about working while on Social Security
How much does a home inspection cost?
Some parents are taking or took steps to reduce child care costs
Sports that may fit your budget
5. Someone else used your credit card account
Rules for refinancing jumbo loans
How fast does an authorized user build credit?
Advantages of assumable loans for buyers
Financial assistance for ADLs
Full retirement age – Social Security
How to maximize earnings as an Uber driver
Weigh your in-store options
Grant programs in North Texas
What a good credit score can get you
Should you get a home equity loan or HELOC?
Other resources for LGBTQ+ home buyers
$59 million on prepaid debit card fees
Should you buy title insurance?
Use Wi-Fi (instead of cellular) to save data
Alternatives to GoodTrust
How generational financial trauma affects you and your finances
Find someone to encourage you
How to boost your score after a hard inquiry
Let go of shame and report the fraud
What else you need to know
Government mortgage programs for refinancing
5. Not having enough saved for a down payment
Get more help with monthly budget planning
The pros and cons of zero-based budgeting
What to do after you find a budgeting template
What you need to work for Instacart
6. Apply for college grants
How much Social Security will you get at 62?
4. Decide how much earnest money to offer
Help them build their own wealth
Will the Fed still raise interest rates?
How does Spotify fit into your budget?
How to file for Social Security divorced spouse benefits
What to do if you notice signs your boss wants you to leave
How are gas prices determined?
How to stretch your dollar at Trader Joe’s
Does YouTube TV offer offline viewing?
What to do if you think you were scammed
No matter where you live, climate change will cost you
How to deal with debt collection
Modular homes vs. site-built homes
Power of attorney by state
8. Follow your favorite brands
Spendthrift trust examples
Other low-income guidelines and programs to note
Will there be extra Social Security payments?
Work accommodations for PTSD
Pros and cons of HomeStyle renovation loans
How to use the CHOICERenovation loan
When can I start receiving disability benefits?
Will making a partial payment keep me from being reported late?
Other tech tools to help you manage your money
What happens if I cancel my Prime Membership?
What factors impact your credit scores?
What does this mean for your financial decisions?
Warranty deed vs. quitclaim deed
Should you list the job on your resume?
5. Become an authorized user
Preparing for financial setbacks
How to find a disability lawyer
Get ready for the next medical bill
Is a successor trustee the same as a beneficiary?
3. Look for a 5-degree difference
7. Update your service address
Know the limits of credit monitoring services
Factors that don’t affect your credit score
Look into debt consolidation
7. Check postal “junk” mail
When should you freeze your credit?
4. Applying for new credit
Understand how HELOC balloon payments work
Grant programs in Chicagoland
4. Not considering health care costs
Can other types of data help my credit reports?
What is a good credit score for your age?
Don’t let Black Friday break you
Another good time to buy appliances: After a new release
How to apply for Social Security
If you worked for the federal government
What to ask before buying a used iPhone
Exceptions to the windfall elimination provision
How does Gold’s Gym fit into your budget?
3. Settle the debt for less than you owe
2. Derogatory mark: Account charge-off
Average monthly expenses that declined
Other ways to build credit
You can take retirement savings first
Over-the-counter medicine
5. Choose the location of the interment or burial
What happens if you work beyond your first year of retirement
How many Pinterest followers do you need to get paid?
How to apply for spousal Social Security
Does it pay to delay retirement?
Finding a real estate attorney
Budgeting for Amazon Music Prime
‘Not knowing what I’m doing wrong’
May is National Mental Health Awareness Month. What money issue causes people the most stress and how do you recommend people handle money stress?
What types of long COVID qualify for disability benefits?
Arrange to finance the purchase
Are there upsides to partial payments?
How much will I get from SSDI benefits?
Do the math: Budgeting basics still apply
Debt collectors must be truthful
Why are eggs so expensive in California?
What if you can’t afford to tip?
How to choose a rent-reporting service
How an Equinox membership fits into your budget
Calculating RMDs when you have multiple accounts
How to find an estate planning attorney
Are HELOCs on investment properties tax deductible?
How cash-out refinances and HELOCs are different
Expenses that may arise when adopting a child
Getting information about an Experian credit freeze by phone
How are HELOC payments calculated?
Communication and compatibility
Keeping track of your net worth
Will food prices go down in 2024?
Are my other types of debt a problem?
What to do if your disability payment is late or missing
Embrace the human side of rideshare
What happens if my home is foreclosed?
Should you claim early Social Security benefits?
6. Read your reports and fix errors
6. Use coupons strategically
Does HBO Max allow password sharing?
Cost of a manufactured home
Credit-related deal breakers
When should you take a first-time home buyer education course?
Alternatives to guardianship
Next steps: More answers about VA disability benefits
How likely is it that the SSA will approve my SSDI application?
What states are increasing minimum wages in 2024?
6. You co-signed a loan or credit card application
Now for the actual saving
Require airlines to provide automatic cash refunds
Now move on to the budgeting
Don’t focus too much on the numbers
Recent strikes in the U.S.
How can I avoid late payments?
Is Prime Reading worth it for you?
Is a Sam’s Club membership worth it?
“Average” experience may not reflect personal experience
How much of your fee goes to Upwork?
What happens after you send a debt verification request?
How to minimize your estate tax burden
Get a credit-builder product or a secured loan
8. Pick up weekly ads at the store
Can you lower your property tax bill?
Are home equity loans a good idea?
How does credit utilization affect my credit score?
Home equity loan and HELOC rates
Working YouTube Premium costs into your budget
5. Choose the contingencies to include
How to unfreeze your credit with Equifax
Local asset protection strategies
Potential impact of multiple credit cards on your credit scores
Can you apply for Social Security divorced spouse benefits if your ex hasn’t yet applied for Social Security?
How to pay for a roof replacement
8. Cafes, restaurants and bars
6. Are you doing a hard credit check on me today?
Option 3: Both keep the house for now
Does YouTube TV fit in your budget?
How to save money on Babbel
Renters might get a break
What to look out for next
What if you can’t afford to tip?
How long does it take to get letters of administration?
How long do medical bill collections stay on your credit reports?
Disadvantages of assumable loans for sellers
Remember gift cards can expire
How to reactivate a subscription on your Apple device
What’s the Social Security payment schedule for 2024?
3. If you already paid the debt: Ask for a goodwill deletion
How to set up a special needs trust
Better information equals better advice
Don’t let negative emotions get the upper hand
‘Long and variable lags,’ and other factors
What this $230 million total misses
Have a stale file? Freshen it up
Where single-parent households can still gain ground
Step 4: Evaluate and pivot
Conventional loans (Fannie Mae and Freddie Mac)
You want a different type of home loan
5. Evaluate comparable properties
What if one spouse didn’t work or doesn’t qualify for Social Security?
Look for the most flexible HELOC terms
What is not covered by a home warranty?
What is a good DTI ratio?
It’s more expensive to rent than ever before
Not quite ready to retire?
How to handle these bills
Ways to earn money as a teenager
3. Dispute credit report errors
How to protect your child from identity theft
Why doesn’t my report show a credit score?
How good credit references can make your life better
Turned down? Consider other ways to access more money
What happens during a home inspection?
9. Try out generic labels
How much should I spend each month?
Streamline communications between parents and schools
Buy or skip: Small appliances
Economic proposals in the DNC platform
Striking worker totals increased by 141% in 2023
How to find local and state low-income assistance programs
Experts say snack food giants bear responsibility for obesity
Making minor renovations? Consider CHOICEReno eXPress
Explore other ways to make money on the road
Tips to get through mortgage underwriting
Tips for making a smart choice
What affects your credit score?
Take advantage of nontraditional return options
3. Rehearse, rehearse, rehearse
Next, balance more savings and remaining debt
Focus on offers, not love letters
What is the difference between a successor trustee and an executor?
How can you start to heal?
Plan ahead — demand is high
4. Hire a medical bill advocate
Know when to call it quits
How to save money every month
How much does probate cost?
Why is home equity important?
9. Look at the product packaging
What are the cons of freezing credit?
6. Missing out on first-time home buyer programs
How to sign up for Instacart
How much does an estate planning attorney cost?
Protect your own finances along the way
Alternative financing options
Is there an income limit to qualify as a first-time home buyer?
What does a shared equity agreement cost?
Is it safe to buy a used phone?
If you collect Social Security divorced spouse benefits, do you have to inform your ex-spouse?
First-time home buyer programs near Indiana
How to get conservatorship
Can you collect SSI and Social Security disability or retirement benefits?
Frugal home expenses tips
How Sling TV might fit into your budget
How to fit HBO Max into your budget
Pros and cons of a cash-out refinance
How to calculate the windfall elimination provision
Paying taxes on lottery winnings
Full retirement age for Social Security
Tax implications of guardianship
Fraud alert vs. credit freeze — which should I choose?
Market your Esty shop and products
7. You applied for a lot of credit
How to designate a beneficiary
Where to get a HomeStyle loan
How to apply for Social Security
3. Work with your creditors
Compare prices and services
What to look for in a disability lawyer
5. Find a house to flip and buy it
How do I apply for disability benefits?
How to deduct property taxes on your tax return
Does paying rent build credit?
How to use a home equity loan
What if you can’t afford to tip?
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